More than capital.
A partner who gets it.
Any private debt lender can quote a rate. Here’s what makes us the right partner when the deal actually matters.
Speed and flexibility throughout the deal
We move on your timeline. When your business evolves, we can adjust the structure to match. If the opportunity changes, we adapt quickly, without waiting for scheduled reviews or rigid approval cycles. We're built to react to the changing demands and pace of your business.
Structures tailored to the opportunity
Step-up tranches tied to EBITDA milestones. NAV loans against portfolio equity. Covenants built to flex as the business grows. Interest-only for term, cash-flow sweeps, delayed amortization. We build the facility around what the deal actually needs.
A platform built around you
Post-close, you plug into the full FirePower ecosystem. Our M&A advisory team, value creation consultants, and AI engineers are available to help optimize operations, prepare for a future transaction, or automate workflows. We stay involved because when your business gets stronger, so does the partnership.
We're operators too
We don't just lend to businesses. We help make them better. Our team operates companies across the FirePower ecosystem, so we understand the day-to-day challenges of managing cash flow, scaling teams, and navigating growth. That experience shapes how we structure deals and support our partners.
A referral network that works both ways
Many of our deals start with a referral from a chartered bank, an advisor, or a sponsor who knows the lower-middle market. That same network becomes yours post-close. Need an introduction to a strategic buyer, a new banking relationship, or a co-investor for your next acquisition? We make those connections.
Built for the long relationship
Over seven years and 55+ deals, we've built a track record of standing beside our partners through growth, integration, and the unexpected. When plans change, we work with you to find the right path forward.
Where we fit in the capital landscape.
| Chartered Bank | Large Private Debt Fund | FirePower | |
|---|---|---|---|
| Typical deal size | $5M+ (asset-backed) | $50M+ | $5–25M |
| Speed to close | 60–120 days | 60–90 days | 3–6 weeks |
| Non-sponsor borrowers | Case by case | Sometimes | Core focus |
| Custom structures | Standardized | Somewhat flexible | Purpose-built |
| Post-close value-add | Limited | Monitoring | M&A + AI + ops platform |
| Covenant flexibility | Rigid, standardized | Somewhat flexible | Built with you, adjusted as you grow |
Ready to see if we’re the right partner?
Tell us about your business. If it fits, we’ll move fast.
Apply for financing